Windmill Microlending and CIBC can help you become a dentist in Canada

Are you an internationally-trained dentist or just starting the dentist licensing process in Canada?

We’re here to help you achieve professional success in your field

About Windmill Microlending

Windmill Microlending is a Canadian non-profit offering low-interest career loans to help newcomers pay for the education they need to succeed in Canada. Since 2005, Windmill has supported over 10,000 immigrants and refugees to overcome underemployment and succeed in their careers.

We partner with institutions to help their members cover costs of tuition, accreditation, relocation and living costs. Our affordable loans are designed to meet the unique needs of immigrant clients, who often cannot access mainline credit, by providing a fixed interest rate that is lower than other financing options.

About the partnership

Windmill Microlending and CIBC have partnered to support internationally-trained dentists looking to advance through the NDEB (National Dental Examining Board) equivalency process and continue their careers in Canada. Windmill can help you afford the related costs of assessment, training, licensing exams, supplies and even a living allowance during a study period.

A Windmill loan provides the support you’ll need to launch your accreditation journey successfully, and our unique partnership with CIBC enables you throughout the licensing process.

What are the steps in getting a Windmill X CIBC loan?

Start your application today and get approved for $25,000 in as little as 3 business days!

Watch here: Client Stories

Binal, a Windmill client originally from India, explains how a Windmill loan helped her get back to her profession as a successful a Dentist in Canada

What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of
principal + interest payments depending on the length of your career plan.

Loans up to $15,000

Fixed low-interest rate
as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

More than just a loan

As a Windmill client, you benefit from a range of services, including:

One-on-one coaching to support you on your career path

Career and educational resource supports

Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the start of a remarkable journey and booming economy.

The loan helped me with childcare expenses and my schooling. Thanks to Windmill, I am loving my life as a dentist again.



I feel so happy in my profession because I love it. Our life changed when I was cleaning the offices and now my job is more professional. I can provide for my family. I feel 100% happy doing what I love to do.