Windmill Microlending and CPA Ontario have partnered to provide financial support to internationally-educated accountants

About Windmill Microlending

Windmill Microlending is a Canadian non-profit offering low-interest career loans to help newcomers pay for the education they need to succeed in Canada. Since 2005, Windmill has supported over 10,000 immigrants and refugees to overcome underemployment and succeed in their careers.

We partner with institutions to help their members cover costs of tuition, accreditation, relocation and living costs. Our affordable loans are designed to meet the unique needs of immigrant clients, who often cannot access mainline credit, by providing a fixed interest rate that is lower than other financing options.

The CPA designation is your key to a highly successful career.

Windmill Microlending can help you achieve it.

Chartered Professional Accountants (CPAs) are Canada’s trusted business leaders. They’re at the forefront of change and innovation, highly valued for their financial expertise, strategic thinking, business insight, management skills and leadership. CPA Ontario has partnered with Windmill Microlending to provide financial support to internationally-educated accountants and business professionals pursuing their CPA designations.

What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of
principal + interest payments depending on the length of your career plan.

Loans up to $15,000

Fixed low-interest rate
as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

More than just a loan

As a Windmill client, you benefit from a range of services, including:

One-on-one coaching to support you on your career path

Career and educational resource supports

Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the start of a remarkable journey and booming economy.

Rahul arrived in Toronto in 2018, leaving behind a four-year career as a chartered accountant (CA) in India. After completing the CFE and meeting the experience requirement, Rahul became a member of CPA Ontario on April 2019. Today, Rahul has the same level job that he had in India, which makes him proud. "It's a big achievement for any immigrant to reach that level in less than a year because it's difficult to get the same recognition in terms of education and work experience in a different country." “A CPA designation sets you apart. Windmill helped me get there.”