Affordable career loans for newcomers from a government funded charity

Windmill Microlending offers low-interest loans (6.7%*) up to $15,000 and coaching to help skilled newcomers return to your profession in Canada faster.

*Exclusive 4.95% interest rate for healthcare reaccreditation loans

Why choose a Windmill loan

Free coaching, mentorship and financial literacy training

Get up to $15,000 for training, exams or licensing

Interest only payments while studying

Designed for immigrants: low interest, no processing fees

Windmill’s valued partners

Real stories, real impact

Charles

Lawyer

Charles, a lawyer with 20+ years of experience from Nigeria, faced challenges re-entering his profession in Canada without a license. Working as a security guard, he struggled to balance studying for exams with supporting his family. With a loan from Windmill Microlending, he covered exam fees and dedicated time to study. Today, Charles practices law in Canada, fulfilling his dream of returning to his profession.

Binal

Dentist

Binal, an established dentist in India, moved to Canada in 2014 and began working at a sandwich shop to support her family. Despite long shifts handling meat products as a vegetarian, her life changed when she connected with her Windmill career coach, Robert. With support from a Windmill loan, Binal completed her exams and is now back to her profession, bringing smiles to her patients.

Payam

Physician

Payam immigrated to Canada to continue his medical education and secure a residency. The path to obtaining a medical license was challenging, requiring costly exams and certifications. With financial assistance from Windmill Microlending, Payam covered these expenses, easing the financial burden and letting him focus on his studies. Despite the challenges of recertifying skills and adjusting to life in a new country, Payam eventually matched into a family medicine residency at the University of British Columbia.

Mina

Teacher

Mina and her husband moved to Calgary in April 2020, seeking freedom and better opportunities due to political unrest in Iran. Despite pandemic challenges and job shortages, Mina pursued TESOL certification with a $6,000 Windmill loan. She rebuilt her teaching career, advancing to a management role while continuing to teach part-time. Mina now shares her experiences with other immigrants, advising them to focus on building a new life in Canada without comparing it to their past.

Parikshit

Psychotherapist

Parikshit, originally from India, moved to Canada in 2019 to study psychotherapy. Facing financial challenges during an internship in BC, he turned to Windmill for support. The loan helped him cover living expenses, complete his studies, and become a registered counsellor. He now works in BC, supports an online mental health initiative in India, and credits Windmill for helping him achieve his career goals and find meaningful work in his field.

Liliana

Osteopath

Liliana, originally a dentist from Bogota, Colombia, now lives in Barrie, Ontario, and has found a new career in healthcare. After moving to Canada in 2019, she faced accreditation barriers and financial challenges, leading Liliana to work in a factory. With a Windmill loan, she retrained in osteopathy and now finds joy in helping her clients. Liliana plans to open a clinic with her husband in the near future. 

Windmill's impact

Income 3x

On average, clients triple their income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.

13,500+ empowered

Skilled immigrants and newcomers supported

Over 13,500 new Canadians have received the support they need to start anew in Canada, making dreams a reality and forging a brighter future.

5 stars

Over 2000 five-star Google reviews

A reputation built on impact: 2,000+ five-star ratings.

Awards and accolades

Best Nonprofit Employer

Diversity, Equity & Inclusion

2021

 

Finalist

Impact Genome Verified

100% effectiveness rating

2024

 

Canada’s Top Performing Charity

Four years in a row!

2025

 

Fastest-Growing Charity

Four years in a row!

2025

 

5-star Rated Charity

Four years in a row!

2025

 

Empower immigrants. Empower Canada. Donate to Windmill today.

Canada faces critical labour shortages, especially in our healthcare sector. Skilled newcomers can fill these gaps but face barriers to work in their trained fields. With your support, we can help change this.