Helping immigrants with physiotherapy training & credentials in Canada

Canada needs physiotherapists. That’s what the federal government projects for the physical therapy profession in the years ahead as the country’s population gets older, there will be an increased need for physiotherapeutic care across Canada.

What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of
principal + interest payments depending on the length of your career plan.

Loans up to $15,000

Fixed low-interest rate
as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

Start your application today!

More than just a loan

As a Windmill client, you benefit from a range of services, at no additional cost!

One-on-one coaching to support you on your career path

Career and educational resource supports

Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

How to become a physiotherapist in Canada with an affordable loan from Windmill Microlending

Physiotherapy is a regulated profession in Canada and you are required to be licensed to practice by provincial and territorial regulatory organizations.  

Windmill Microlending can provide the financial support you need to pay for the costs of the physiotherapist licensing process including education assessments, qualifying exam fees and exam preparation courses in Canada.

How Windmill Microlending can help you achieve your Canadian physiotherapy career goals

Windmill Microlending is a Canadian non-profit serving immigrants and refugees in Canada since 2005. We believe all Canadians benefit when newcomers have the opportunity to use their skills and experience and realize their economic potential. 

We understand the unique needs and challenges of immigrant physiotherapists and work alongside our clients to help them succeed.  

We offer low-interest loans of up to $15,000 to help you get the credentials you need. You must be born outside of Canada and currently living in Canada as a permanent resident, provincial nominee, protected person, convention refugee or Canadian citizen.  

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the start of a remarkable journey and booming economy.

Map your pathway to becoming a physiotherapist

The physiotherapy licensing process in Canada involves successfully completing the Physiotherapy Competency Examination (PCE) and then applying to a provincial regulatory college for a license to practice. In Quebec, the licensure process for physiotherapists is distinct from the rest of Canada.

Here are some of the clients who benefited from a Windmill loan

Prior to arriving in Canada, Sudarshan had practiced physiotherapy for three years in Nepal, where he had earned his Physiotherapy degree.

Prior to arriving in Canada, Sudarshan had practiced physiotherapy for three years in Nepal, where he had earned his physiotherapy degree. Windmill helped him pay for the costs of the physiotherapy licensing process in his new country.



Additional links and resources

Helpful information to support newcomer physiotherapists on their career success journey in Canada.