Helping immigrants with doctor training and credentials in Canada

Canada is facing a shortage of primary care physicians and family doctors in every province and territory. The problem has become more serious due to additional strain on the Canadian health care system and as older doctors retire.

If you are an internationally-educated physician/doctor looking to continue your career in Canada, Windmill Microlending can help you afford the related costs of assessment, training, licensing exams, supplies and even a living allowance during a period of study.

Support for licensing and training for all types of doctors

We have supported immigrants and refugees seeking to license in many fields of medicine, including family physician, anesthesiologist, gynecologist and surgeon.

How Windmill Microlending can help you

Windmill Microlending is a Canadian non-profit serving immigrants and refugees in Canada since 2005. We believe all Canadians benefit when newcomers have the opportunity to use their skills and experience and realize their economic potential. We understand the unique needs and challenges of immigrant doctors and work alongside our clients to help them succeed.

We offer affordable loans of up to $15,000 to help you get the credentials you need. You must be born outside of Canada and currently living in Canada as a permanent resident, provincial nominee, protected person, conventionrefugee or Canadian citizen.

What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of
principal + interest payments depending on the length of your career plan.

Loans up to $15,000

Fixed low-interest rate
as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

More than just a loan

As a Windmill client, you benefit from a range of services, at no additional cost!

One-on-one coaching to support you on your career path

Career and educational resource supports

Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

Start your application today!

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the start of a remarkable journey and booming economy.

Here are some of the clients who benefited from a Windmill loan

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Map your pathway to becoming a doctor

Before you invest in an educational program, do your research into credential assessment or equivalence services to determine your educational pathway in Canada. Some national or provincial regulatory organizations (or associated organizations) require this as part of their licensing processes.

Additional links and resources

Helpful information to support internationally-educated nurses (IENs) on their career success journey in Canada.

Statistics as of June 30, 2022. Income data is based only on those who have completed their Career Success Plan and paid their loan in full.