Helping immigrants with doctor training & credentials in Canada

Canada is facing a shortage of primary care physicians and family doctors in every province and territory.

If you are an internationally-educated physician/doctor looking to continue your career in Canada, Windmill Microlending can help you afford the related costs of assessment, training, licensing exams, supplies and even a living allowance during a period of study.

What makes a Windmill loan unique?

Our loans offer two years of interest-only payments and up to three years of
principal + interest payments depending on the length of your career plan.

Loans up to $15,000

Fixed low-interest rate
as low as 6.7%

Zero loan processing fees

Success coaching support and mentorship program

Start your application today!

More than just a loan

As a Windmill client, you benefit from a range of services, at no additional cost!

One-on-one coaching to support you on your career path

Career and educational resource supports

Financial planning and budgeting tools

The Windmill Mentorship Program

Exclusive access to our Community Success Hub

How to become a doctor in Canada with an affordable loan from Windmill Microlending

Canada is facing a shortage of primary care physicians and family doctors in every province and territory. The problem has become more serious due to additional strain on the Canadian health care system and as older doctors retire.

International medical graduates (IMGs) are ready to fill this shortage but the Canadian licensing process is complicated, long and expensive.  

Windmill’s low-interest loans help foreign-trained doctors in Canada pay for the costs of medical licensing.

How Windmill Microlending can help you achieve your Canadian medical career goals

Windmill is a Canadian charity offering skilled immigrants and refugees affordable loans to help you achieve career success. A Windmill microloan can help you pay for the costs of re-certification, bridge programs, qualifying exams, exam preparation courses and the licensure process in Canada.

We have supported immigrants and refugees seeking to license in many fields of medicine, including family physician, anesthesiologist, gynecologist and surgeon.

Our impact on our clients

Over 3x

Growth in income

Newcomers take on low-income jobs to survive. Windmill helps our clients return to their trained profession to boost their income by over 3 times.


Historical repayment rate

Our affordable loans and repayment structure support clients like you. The impressive rate of repayment showcases our client's determination and the impact of their success.


Decrease in unemployment

As our borrowers take their next steps, employment opportunities soar upon loan repayment, marking the start of a remarkable journey and booming economy.

Map your pathway to becoming a doctor

International medical graduates (IMGs) need to complete the Canadian licensing process to be eligible to work as doctors in Canada. The process to become licensed is different in each province and territory which have their own sets of physician licensing requirements and fees. The Medical Council of Canada (MCC) which assesses IMGs as part of the licensure process recommends, as a first step, you research whether the school where you received your medical education meets Canadian requirements. Download your education pathway for doctors today.

Here are some of the clients who benefited from a Windmill loan

Chibuike worked as a doctor in Nigeria, and when he arrived in Canada in 2011, he already had a career plan in mind. He would get his Master of Public Health (MPH), Epidemiology, at the University of Saskatchewan. From there, he would utilize his Nigerian experience as a General Practitioner in Canada’s public health services. Chibuike knew this licensing procedure meant incurring many expenses, from exam preparation to residency and purchasing course materials.

With a career plan in mind, Dr. Chibuike, a doctor from Nigeria, arrived in Canada with his family in 2011.

He knew that it was going to be expensive to receive the Canadian license he needed. Luckily, through a fellow doctor in a network of Nigerian-trained health professionals, Dr. Chibuike found out about Windmill Microlending. The loan helped him pay for exams that made it possible to receive his Canadian license.

Today, Dr. Chibuike works as a Resident Physician in Ontario.

Dr. Chibuike


Additional links and resources

Additional links and resources

Helpful information to support internationally-educated nurses (IENs) on their career success journey in Canada.